Agriculture credit analysis Course


Course Cover

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We are proud to offer this course in a variety of training formats to suit your needs. We use the highest quality learning facilities to make sure your experience is as comfortable as possible. Our face to face calendar allows you to choose any classroom course of your choice to be delivered at any venue of your choice - offering you the ultimate in convenience and value for money.


June 2024

Code Date Duration Location Fee Action
ACA13 24 Jun 2024 - 28 Jun 2024 5 days Nakuru, Kenya KES 84,000 | $1,100 Register
ACA13 24 Jun 2024 - 28 Jun 2024 5 days Pretoria, South Africa $2,400 Register
I Want To See More Dates...

Unfortunately, we do not have any dates scheduled at this time. Do you have a date in mind when you would like to take your training?

Request Custom Schedule

Contact Us on (+254) 715 077 817 / (+254) 792 516 000 or email us [email protected].

June 2024

Date
Duration
Location
Fee
Action
24 Jun - 28 Jun 2024
5 days
Nakuru
KES 84,000 $1,100
24 Jun - 28 Jun 2024
5 days
Pretoria
$2,400
I Want To See More Dates...

Unfortunately, we do not have any dates scheduled at this time. Do you have a date in mind when you would like to take your training?

Request Custom Schedule

Contact Us on (+254) 715 077 817 / (+254) 792 516 000 or email us [email protected].


INTRODUCTION

This course is designed to meet the needs of today’s agricultural borrower and lender, it focuses on the analysis and interpretation of historical and projected farm and ranch financial statements–the critical components of the credit analysis process that continue to frustrate even the most experienced borrowers and lenders. Although lectures are an important part of the course, participants spend the majority of their time analyzing case studies and participating in small group.

DURATION

5 days

WHO SHOULD ATTEND?

Agricultural Credit Analysis course is designed for loan officers, loan administrators, and credit personnel who are responsible for or support agricultural lending to farmers, farmers, farmer groups and all stakeholders working in the agriculture industry. Participants should have a working knowledge of the fundamentals of commercial lending and credit.


Course Level:

LEARNING OBJECTIVES

By the end of the course, learners will have:

  • Learn to ask questions that produce an accurate picture of the borrower’s financial condition.
  • Make sound credit decisions with confidence based on commonly available information.
  • Understand the impact of key recommendations by the Farm and Financial Standards Task Force.
  • Identify and articulate the key strengths and weaknesses of a credit request and structure the loan accordingly.
  • Build a stronger and more profitable loan portfolio.
  • Understand the importance of farm records in accessing credit.
  • Appreciate smallholder agriculture commercialization.

TOPICS TO BE COVERED

           Module 1

  • Agricultural finances.

    • Challenges to accessing capital to enabler smallholder commercialization.
    • Perspective of agriculture and the micro finances.
    • Issues and challenges facing agriculture micro finances.

    Overview of the micro finance credit process and its components

    • Agriculture Micro finance credit and lending policies.
    • Implementation of the micro finance credit policies.

    Module 2

    Gathering information and building the farmer relationship.

    • Understanding the farmers credit needs.
    • Building a borrowing profile.
    • Responsibilities and obligations for the farmer.
    • Farm records.

    Module 3

    Analyzing the historical financial and operation aspects of the farmer.

    • Farm balance sheet.
    • Farm operation statement.
    • Farm cash flow statement.
    • Individual and farm resources.

    Module 4

    Financial planning and analysis

    • Farm financial planning factors.
    • Uses of financial planning on the farm.
    • The farm financial planning process.

    Module 5

    Farm credit structures and risk management.

    • Farm credit and loan structuring.
    • Risk management from the micro finance perspective.
    • Risk management from the borrower’s perspective.
    • The pay as you go system for agricultural inputs.
    • Smallholder agriculture commercialization.

Below is a career path for becoming an agriculture credit analyst 

  • Micro Finance for Rural Development Course

  • Agro Entrepreneurship & Market Facilitation Course

  • Entrepreneurship and Inclusive Agribusiness Course

  • Marketing for Small Agribusinesses Course

  • Policy Framework in Agriculture Course

Related Courses


Course Administration Details:

METHODOLOGY

The instructor led trainings are delivered using a blended learning approach and comprises of presentations, guided sessions of practical exercise, web based tutorials and group work. Our facilitators are seasoned industry experts with years of experience, working as professional and trainers in these fields.

All facilitation and course materials will be offered in English. The participants should be reasonably proficient in English.

ACCREDITATION

Upon successful completion of this training, participants will be issued with an Indepth Research Institute(IRES) certificate certified by the National Industrial Training Authority (NITA).

TRAINING VENUE

The training will be held at IRES Training Centre. The course fee covers the course tuition, training materials, two break refreshments and lunch.

All participants will additionally cater for their, travel expenses, visa application, insurance, and other personal expenses.

ACCOMMODATION AND AIRPORT PICKUP

Accommodation and airport pickup are arranged upon request. For reservations contact the Training Officer.

Email:[email protected].  

Mob: +254 715 077 817

TAILOR- MADE

This training can also be customized to suit the needs of your institution upon request. You can have it delivered in our IRES Training Centre or at a convenient location.

For further inquiries, please contact us on Tel: +254 715 077 817or +250 789 621 067

Mob: +254 792516000+254 792516010 or mail [email protected] or [email protected]

PAYMENT

Payment should be transferred to IRES account through bank before the course start date

Send proof of payment to [email protected]


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